Bank advertising can be brutal. Decades of mergers and acquisitions have led to a few mega brands dominating the conversation, while many regional and community institutions struggle to find strong, ownable positions. It begs the question: How can a smaller banks compete with the behemoths?

You can’t out-branch them.
You can’t out-spend them.
But you can out-value them.

This spec imagines a bank that understands where its real value lies: in the lives it actually improves. 

"You’ll never see our name across the top of a skyscraper.
We will never celebrate the opening of our 1,000th branch.
The goal of our organization is a collection of goals, shared by the individuals and families who trust us to be their bank.
Because at the end of the day, you don’t judge a bank by its building.

You judge it by what it’s building."

The last line aims to break the spell of commonly held ideas about what makes a bank great. It seeks to douse cold water on the notion that bigger = better. Ultimately, the spot is an attempt to reframe how people think about banks in general — and the purpose they serve in our communities and daily lives.

The piece combines A.I. production tools with traditional post production techniques.  Every shot was generated from image to video, the music was created by A.I. and the voiceover was performed by me then A.I. enhanced with the voice of a famously mustachioed actor known for his starring roles in classics like The Longest Yard, The Cannonball Run and Smoky and the Bandit. 

From an overall production standpoint, achieving genuine emotion and expressions from the characters was paramount, as was maintaining cohesiveness between clips and making these disparate moments feel like they're all taking place in the same world, despite having been generated by multiple AI models. These are not one-shot text prompts; it took a lot of iteration to achieve this result, but it was worth it.

As for the nuts and bolts, here are the models and software used to make the spot: 

A.I. Production Tools

Seedream 4.0
Nano Banana
Ideogram V3
Topaz Labs (image and video upscaling)
Google VEO2
Kling 2.1/2.5
ElevenLabs
Udio

Post Production

Premiere Pro
Photoshop
Logic Pro 11
 
If you have any questions or comments, I'd love to hear from you at steve@stvmrgn.com